Showing posts with label traveling on a budget. Show all posts
Showing posts with label traveling on a budget. Show all posts

How to Pay for Travel, Part 4- Teach English Abroad

Monday, February 3








In case you missed it…"How to Pay for Travel" {Part 1} {Part 2} {Part 3}

One of the easiest ways to kickstart your traveling career is to actually MOVE abroad! Now obviously if you move abroad, you will need to work abroad (unless you have a secret stash of unlimited money…in which case, we should be friends:) haha, j/k!)

Teach English Abroad:
Without a doubt the easiest way to find a job is to find a position teaching English. English is the international language of the world and therefore English teachers are in high demand, specifically in Asia. Fresh out of college, I accepted a position teaching English in Thailand. It was one of the most amazing experiences of my life. If you are at all considering teaching abroad, DO IT! Living abroad lends itself to the convenience of traveling to new places, meeting new friends, and experiencing culture in a profound way (all while getting paid! Yee-haw!).  

Here are a few things you need to know if you are considering teaching English abroad:

1.    Are you TESOL certified? Typically to teach English, you need a certificate that states you have completed a course on how to teach English. These courses are referred to as TESOL (Teaching English to Speakers of Other Lanugages) or TEFL (Teaching English as a Foreign Language). Fortunately for us, getting a TESOL certificate really is not that hard! I chose to move to Thailand through a program called TEFL International. I was trained and certified in one month, and then moved on to teach at a school. There are also TESOL certificates you can receive through online programs. Some schools will even train you as part of their package. Just check into different programs and see what the best way to earn your certificate might be! Just as an FYI, getting certified does cost money, but in the end it absolutely pays off!! {And as a tip, I have seen these types of courses on sale through third party discount sites like groupon! So keep your eyes out if you are interested!!} 

2.    Some Countries offer Higher Pay than Others: In considering where you want to teach, you must keep in mind that different countries offer different salaries for their teachers. Japan, South Korea, and China offer some of the highest paid positions, while Thailand and Cambodia offer lower rates. However, it is good to keep in mind that places like Thailand, while they offer lower rates, also have a cheaper standard of living. I’m sure I got paid way less to teach in Thailand than I would in Japan, but eating out for meals was usually a $1 and transportation was very economical. Some of my friends that have taught in South Korea were able to use the money they saved to pay off student loans! Do your research on different jobs to see how much income you will be earning!

3.    Do you want Part-Time Work or Full-Time Work? If you are looking to live abroad AND save money and pay off debt, than working full time fits the bill (no pun intended!). It truly is a great way to kill two birds with one stone! However, if you are looking to live abroad and travel as much as you possibly can, then working part-time is a killer option! I worked part-time in Thailand, which gave me the luxury of soaking in the sites around Chaing Mai where I lived, AND allowed me to explore a lot of cities off the beaten track! Most full time positions will be at government and public schools {some privates!}, and most part-time English teaching positions will be at private schools (at least this was my experience in Thailand. If you are a teacher in another country, feel free to tell me how that works for you!).

My own experience teaching English in Thailand was wonderful. Yes, it is a lot of work, takes a lot of energy {teaching alone is hard enough, much less in a language the kids don’t understand!}, but the relationships you forge and the adventures you have far outweigh the difficult parts! I will say this, I realized once in Thailand, that while I love teaching, English was not the subject for me. And I realized, that’s ok too! At least I got an amazing journey out of the deal:) 

If you have any specific questions about teaching English, or about teaching in Thailand, feel free to send me an email! I lived predominantly in Chiang Mai (Thailand's second largest city…and very beautiful I might add!). I worked at a private school and taught English part time. I had a class of beginners, and tutored advanced students. The great thing is that you really can vary the avenues in which you teach. 
While in Thailand, I also taught at: 
- Summer Camps: Thailand has a variety of English and Summer camps for school kids. These were a fun way to get involved in Thai culture! One particular camp I was the only native English speaker on a bus with 200 Thai Children, yep, and I had a jolly but clueless old time! We rolled up to a gorgeous resort and I taught my classes on the patio overlooking the ocean (not too shabby, eh?). I also got to participate in all the crazy exciting games the Thai counselors had planned for the kids, like laser tag on the beach and scavenger hunts. Most of the time I had absolutely NO idea what was going on (like for REALS!) but I suppose that's what made up the adventure!! 

- Refugee Camps: To the west of Thailand is the country of Burma. The instability of the government and its violent treatment of many ethnic groups has contributed to a rise of Burmese refugees to Thailand. While there, I spent some time teaching English in a large refugee camp for the Karen people group. I will admit it was one of the most humbling and difficult places I have ever traveled to, but it changed my life in a profound way. Volunteering your English skills, and more importantly your friendship and listening ear will go a long way:) 

- Language centers: For a time, I supplemented my hours at the private school by also picking up a job at a language institute. Typically Thai families will take their children to these institutes to be tutored in English for an hour (give or take). My job would be to create cohesive lesson plans for kids once a week, and personally tutor them. This is a great option if you want to pick up a few more hours in your schedule!! 
Lastly, you don't have to be an English major or a grammar pro to teach English. I am neither, and yet was able to get the hang of it! Schools are just so grateful to have a native English speaker on staff. So be kind and generous, work hard, and open your heart, and you will be terrific! {and have COUNTLESS hilarious stories from your students to pass on to your friends and family!}

And you will get to travel like crazy! 
Teaching for the WIN!!!!

{to see more Thailand pictures, click here

love Katie 


How to Pay for Travel, Part 2: Miles Credit Cards

Friday, January 24

Welcome back to the Travel series, where we are talking about how to fund your adventures!
If you missed part 1, on Prioritizing your Everyday Spending, you can see it {here}.

Today we are talking about one of the BEST ways you can lower your costs for a trip…
miles credit cards!
insert VERY happy face:) 
If you do not have a travel credit card, you are missing out on gold. There is absolutely NO way Kevin and I could have turned this globe as many times as we have without a plastic card that somehow gives us free flights. 
Friends, welcome to magic!

Travel credit cards really do work. 
If you do not have one, then get one. 
Now! 
Pronto! 
Stat! 
Andele!
{i think you catch my drift…}

 Essentially travel credit cards give you miles that you can use to cash in for a free flight. There are a wide variety of credit cards to choose from. Most cards give you a mile for every dollar you spend. Some cards are attached to a specific airline. It is best to do your research to figure out what card works best for you.

Kevin and I have three cards that we use to rack up points. 
I love each of these cards for different reasons.

Southwest Rapid Rewards Credit Card
If you live in the USA, you have probably heard of Southwest airlines. They are a budget airline with no hidden expenses and hilarious flight attendants. This card works great for me because I travel quite frequently to my parents home in Northern California. Flying from Southern California to Northern California does not require too many points, and it’s easy to rack up enough points to fly home a few times a year for free. If you are looking into doing domestic travel in the USA, and live close to cities where SW operates, then I would absolutely recommend this card! They are by far my favorite airline in the USA! Kevin and I use the SW card to purchase all our personal expenses. Right now, if you open a SW card, you'll get 2 free flights!! SCORE! 
{to check out the SW Rapid Rewards Card, click here}

Delta Skymiles Card
 Kevin and I happened upon this card by accident, but are so glad we did. This card is an excellent one if you plan to travel internationally, and especially to Europe. From Los Angeles where we live, flights to Europe are around 60,000+. This card has given Kevin and I free flights to London, Amsterdam, and Paris. Their website makes it easy to redeem points, and find a plethora of flight times. We’ve had nothing but good times with this card! Kevin and I have our Delta card hooked up to his family’s business expenses (see below for more info on that!). As a sweet bonus, when you first sign up for the card you get $30,000 points! Thats well on your way to a free flight!! 
{to check out the sky miles card, click here}
Chase Sapphire Preferred Card
Our newest card to the line-up is the Chase Sapphire Preferred Card. As much as we love our Delta card, it doesn’t fly into a few places we want to go {ie: Nepal}. So…we started doing some research and soon noticed the overwhelming great reviews for this card! To start with, if you use this card to pay for travel related expenses and restaurants, you get twice the amount of points per dollar! {score!} Secondly, you can redeem your points through a variety of different airlines {double score!}. Third, there are no foreign transaction fees {which is a HUGE plus when you travel abroad} and has a chip enabled which allows you to comply with European technology! We are so pumped to begin racking up miles with this card…I’m dreaming it will take us back to Nepal soon:) As a sweet incentive, if you sign up for the card, you'll get $40,000 bonus points! Go you!!
{to check out the Chase Sapphire Preferred Card, click here}

Here are a few things to look for when choosing a miles credit card:
Where do you want to travel? If you have a specific place you’ve been dying to go, make sure the card you want can you there! As an example, If you want to know if Delta will get you from LA to Bangkok, go to their website and put in an example itinerary.

How many points does it take me to get to my dream destination? Most airline cards should be a 1:1 ratio, meaning for every $1 you spend, you get 1 mile of rewards credit. However, every card has a different amount of points you need to fly to your destination.  You’ll get a lot further if you only need 60,000 points to fly to your destination verses 200,000. Choose a card that you could feasibly save up for!  

What is the annual fee? Some cards have pretty reasonable annual fees (like $60-$90), but others might be a bit more exorbitant. Make sure you know exactly what you have to pay each year for it, and do the math {calculating the other factors in} to see if it’s worth it!  Many cards will have promotional offers waiving the annual fee for the first year!

Is it Visa, Mastercard, etc?  This may seem irrelevant, but it’s not. One of the best ways to rack up points is on big purchases, but not all vendors take all types of cards. For example, Kevin makes a lot of huge purchases at Costco for work. Costco only takes American Express. Our Delta card is an American Express, so it works perfectly! Do you plan to use your card to pay for your school tuition? Find out what cards your school takes, and then plan accordingly. Visa is always a safe bet! Our Southwest card is a Visa, so if we can't use Amex, we whip out our SW card!! 

 Should you open a new CC account? If you’ve had issues with credit card debt and can’t be tempted with one at the moment, then don’t worry! Having a miles credit card isn’t the only way to travel!  So don’t put pressure on yourself about this!!

Tips when using your miles Credit Card

Be Patient: As much as it helps to have a card that racks up miles, I would say this: be patient. If you are on a tight budget and don’t spend much money as it is, it might take a few years for your “free ticket” to materialize. But don’t let that get you down! Just keep dreaming about how great it will feel in a few years when you are sitting on a beach in Greece thinking about all the hard work you put in to make this happenJ

Hook your Credit Cards up to Large Expenses: If you do have a way to utilize your card on a deeper level, then go for it! For instance, Kevin’s family owns a few restaurants. We have hooked our Delta cards up to a few restaurant purchases, and receive a hefty amount of points per month. This allows Kevin and I to receive a free international ticket every 10 months or so! One recommendation is to see if your employer will allow you to use your card to purchase work-related expenses. This will help rack up those points, but also allow you to get reimbursed so you don’t have to spend your own money! As I am starting my masters degree this year, I plan to pay all my school tuition with my Chase Sapphire Card! Even thought it’s hard to pay so much money for school, atleast I know it’s helping me reach a goal in travelingJ {looking on the bright side, right?}

As one last disclaimer, please understand that our success with using miles credit cards is that we have a  zero tolerance policy for cc debt. Kevin and I only spend what we have in the bank, and pay our statements on time every month. You can read more about this caution here. 

Good luck finding the right card for you! And if you find one you fall in love with…let me know!

With hope,
Katie

Ps- I am soooo excited to share our Vietnam pics with you Monday! eeeppp! so fun:)